Flood damage is not covered by homeowners and business insurance policies!
A disaster can strike at any time and a home or business that does not have flood insurance could lose everything with just one storm.
A flood insurance policy is designed to protect you from catastrophic flooding so you can rebuild and get on with your life and/or business after a disaster.
A flood insurance policy will cover your building/facility structure and your contents.
It will not cover pool leaks, burst pipes or main ruptures.